Shandong University of Science and Technology, Jinan, Shandong, China
In the context of the new era, China has made remarkable progress in the institutional construction, product innovation, and risk prevention and control of inclusive finance. However, challenges still remain, such as the insufficient integration between digital economic development and inclusive finance, limited coverage of basic financial services, weak development of small and micro-enterprises and agriculture, and the lack of development of rural inclusive finance. This article summarizes the current development status of inclusive finance, identifies the challenges faced in its development, and proposes practical strategies for its sustainable growth in the new era, drawing from domestic and international experience in inclusive finance.
inclusive finance; digital economy; sustainable development; practical strategies
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