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Academic Journal of Business & Management, 2024, 6(3); doi: 10.25236/AJBM.2024.060314.

The Characteristic Study on the Impact of Digital Financial Inclusion on Income Gap under the Goal of Common Prosperity


Xu Di

Corresponding Author:
Xu Di

School of Finance, Qilu University of Technology (Shandong Academy of Sciences), Jinan, China


With the rapid development of our country's economy and society, digital finance has become an important entry point into the construction of new pattern of our country's economic and social development. This paper will theoretically explore the impact of the development of Digital Financial Inclusion on residents' income level, and take 31 provinces and cities from 2012 to 2021 as samples to conduct empirical research to test the impact of Digital Financial Inclusion on residents' income, and analyze and find that the rapid development of Digital Financial Inclusion can increase the income gap of residents. However, the development of digitization has a nonlinear relationship with income. Therefore, based on the realization of the goal of common prosperity, the use of Digital Financial Inclusion is of great practical significance to promote the healthy development of the income gap among provinces and regions.


Digital Financial Inclusion(DFI); income gap; nonlinear

Cite This Paper

Xu Di. The Characteristic Study on the Impact of Digital Financial Inclusion on Income Gap under the Goal of Common Prosperity. Academic Journal of Business & Management (2024) Vol. 6, Issue 3: 113-121. https://doi.org/10.25236/AJBM.2024.060314.


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