This article provides an in-depth analysis of the main challenges faced by SMEs in accessing green finance and proposes practical measures to address them. Firstly, the article identifies the challenges that SMEs encounter when utilising green finance tools, including problems with the use of green finance tools, difficulties in accessing funds, and difficulties in putting green finance policies and practices into practice. Subsequently, to address these issues, strategies are proposed to enhance corporate credibility and visibility, provide financial support to improve R&D capabilities, optimise green finance policies, promote knowledge of green technologies, and strengthen the regulatory environment of the green finance market. These strategies aim to enhance SMEs' ability to access green finance, stimulate their green innovation potential, thereby promoting their sustainable development and contributing to the green transformation of the entire socio-economy.

Manning Wang. Reflections on Green Finance for the Development of Small and Medium-sized Enterprises. Academic Journal of Business & Management (2024) Vol. 6, Issue 4: 130-136. https://doi.org/10.25236/AJBM.2024.060421.

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