The Healthy China strategy is committed to providing all-round, full-cycle health services, aiming to realize universal medical protection, reduce the risk of poverty due to illness, and build a multi-level and diversified health service system. Commercial insurance has played an important role in helping Healthy China by strengthening the medical insurance system, promoting the development of the health industry and improving the quality of people's health protection through commercial health insurance. However, the current research on the commercial health insurance needs of different groups is still insufficient. Taking Dongguan City as an example, this paper explores the influencing factors of different groups on commercial health insurance demand through literature review, questionnaire survey and statistical analysis. It is found that residents' lack of knowledge of commercial health insurance, cumbersome claims process and low disposable income are the main constraints. In response, the article puts forward suggestions to enhance residents' awareness of health insurance, optimize claims service, and improve residents' income, with a view to promoting the application of commercial health insurance in Dongguan and the overall development of a healthy China.

Xiaoyan Cheng, Hailan Liu, Xusheng Zhang. A Comparative Study on the Influencing Factors of Commercial Health Insurance Demand among Different Groups in the Context of Healthy China—Based on Questionnaire Survey Data from Dongguan City. The Frontiers of Society, Science and Technology (2024), Vol. 6, Issue 5: 13-26. https://doi.org/10.25236/FSST.2024.060503.

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