Based on the data of 2019 China Household Finance Survey (CHFS), this paper constructs the family debt risk index by using family asset-liability ratio and family debt-to-income ratio, and empirically studies the impact of family adolescent population ratio on family debt risk. The study found that the household adolescent population ratio significantly increased the household debt risk, and this conclusion remained robust after a series of robustness tests and endogeneity tests. Further research found that the effect of household adolescent population on household debt risk has typical group characteristics, with a greater impact on the debt risk of high debt families and rural families.

Guo Jingyu. Study on the impact of household adolescent population on household debt risk. Academic Journal of Business & Management (2024) Vol. 6, Issue 8: 34-39. https://doi.org/10.25236/AJBM.2024.060805.

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