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Academic Journal of Business & Management, 2024, 6(10); doi: 10.25236/AJBM.2024.061017.

Accurate Construction of Intelligent Investment Advisory System Based on the Integration of AI Algorithms and Financial Regulatory Framework

Author(s)

Yicheng Peng

Corresponding Author:
Yicheng Peng
Affiliation(s)

Mergers & Acquisitions Practice, West Monroe Partners, New York, NY, 10019, USA

Abstract

This article thoroughly and systematically studies the financial risk management and standardization path based on artificial intelligence (AI) technology and intelligent investment advisory regulatory framework. By comparing and analyzing the current situation and differences in financial regulatory legal systems at home and abroad, this paper points out the inapplicability of directly drawing on foreign experience, and emphasizes the need for flexible innovation in combination with China's actual situation. This article proposes a hierarchical and phased regulatory strategy, including integrating existing regulations, innovating intelligent regulatory agencies, building case databases and precedent mechanisms, and clarifying the regulatory framework and requirements for intelligent investment advisors. Through the comprehensive use of literature review, comparative analysis, and logical analysis, this article prospectively explores the integration point of AI technology and financial regulatory legal system, and proposes a new intelligent financial regulatory model that combines legal regulation and technological governance. This model aims to achieve stable, sustainable, and healthy development of the financial market through the organic combination of technological innovation and legal system, providing theoretical support and practical guidance for the intelligent transformation of China's financial market.

Keywords

Artificial Intelligence (AI) Technology, Intelligent Investment Advisory Supervision, Financial Risk Management, Standardization Path, Legal Regulation and Technological Governance

Cite This Paper

Yicheng Peng. Accurate Construction of Intelligent Investment Advisory System Based on the Integration of AI Algorithms and Financial Regulatory Framework. Academic Journal of Business & Management (2024) Vol. 6, Issue 10: 104-108. https://doi.org/10.25236/AJBM.2024.061017.

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