Academic Journal of Business & Management, 2024, 6(11); doi: 10.25236/AJBM.2024.061108.
Chong Zhang1,2
1Philippine Christian University Center for International Education, Manila City, 1004, Philippines
2Shangqiu Normal University, Shangqiu, Henan, China
The impact of Internet financial regulatory policy development on green financial policy, corporate governance and corporate environment is the focus of social and economic development. It is necessary to look for more advanced risk prediction technology, and AI (Artificial Intelligence) technology has a good performance in risk analysis. It is an excellent and novel idea to combine traditional financial risk prediction technology with AI technology and use AI to optimize financial risk prediction technology. This paper proposed a financial risk prediction technology based on AI, which combined traditional financial risk prediction technology with AI technology. The algorithm proposed in this paper is a financial risk analysis algorithm based on AI. This algorithm can use AI to analyze and process a large number of financial transactions and financial risk information. This algorithm can improve the accuracy and speed of risk prediction, and can also speed up the frequency of risk prediction. According to the survey, from 2018 to 2020, with the development of Internet financial regulatory policies, the proportion of the company’s principal-agent governance model decreased from 32.08% to 26.09%, and finally to 21.13%. In addition, the proportion of the equity incentive governance model and the separation of two rights governance model had increased. Through the survey results, the changes and impacts of Internet financial regulatory policy development on green financial policies, corporate governance and enterprise environment can be clearly understood. This study can also prove the role of AI technology in financial risk prediction. In general, this research provided valuable information for the study of Internet financial regulatory policies.
Green Financial Policy, Internet Financial Supervision Policy, Corporate Governance, Corporate Environment
Chong Zhang. Impact of Internet Financial Regulatory Policy Development on Green Financial Policy, Corporate Governance and Enterprise Environment. Academic Journal of Business & Management (2024) Vol. 6, Issue 11: 47-55. https://doi.org/10.25236/AJBM.2024.061108.
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