This paper mainly analyzes the current situation of credit asset securitization of commercial banks in China, the necessity and benefit of its development, as well as the risks, difficulties and challenges, and puts forward corresponding countermeasures and steps to strengthen the short board of domestic direct financing market, promote the integration of direct financing and indirect financing market, and create a good financial market and macroeconomic environment.

Yanni Wang, Xin Jin, Zichen Wang. Research on credit asset securitization of commercial banks in China. Academic Journal of Business & Management (2020) Vol. 2, Issue 4: 9-16. https://doi.org/10.25236/AJBM.2020.020402.

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