Consolidating and expanding the achievements of poverty alleviation constitutes the foundation and prerequisite for the comprehensive revitalization of rural areas. To explore the impact of the development of digital inclusive finance on consolidating the achievements of poverty alleviation, this paper employs micro - panel data from four waves of the China Family Panel Studies (CFPS) conducted between 2016 and 2022, and assesses the achievements of poverty alleviation by virtue of the livelihood resilience indicator. The empirical findings reveal that digital inclusive finance remarkably enhances farmers' livelihood resilience. This conclusion has been validated through a series of endogeneity tests and robustness tests. Furthermore, the enhancing effect is more pronounced for households featuring family members working away from home, low household leverage ratios, and sound labor force conditions, whereas it exerts an adverse impact on households without any family members having the experience of working away from home. Results regarding the influence mechanism indicate that digital inclusive finance improves farmers' livelihood resilience by promoting land transfer, alleviating credit constraints. In doing so, it effectively consolidates the gains made in poverty alleviation.

Ziyi Wang. Digital Inclusive Finance and Household Livelihood Resilience. Academic Journal of Business & Management (2025), Vol. 7, Issue 11: 47-53. https://doi.org/10.25236/AJBM.2025.071107.

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