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International Journal of Frontiers in Sociology, 2021, 3(7); doi: 10.25236/IJFS.2021.030704.

Research on the Development of Inclusive Finance in China's Commercial Banks


Yongquan Tang

Corresponding Author:
Yongquan Tang

Shanghai University, Shanghai, 201800, China


At present, China's commercial banks are actively exploring the practice of digital transformation. Through big data, artificial intelligence and other financial technologies, we will develop inclusive financial services and product models, and solve the problems of difficult and expensive financing in the private economy. This paper introduces the development of inclusive finance in China, points out the difficulties in the development of inclusive finance in China's commercial banks, and discusses the changes that can be brought by the development of inclusive finance. By introducing the digital financial inclusion index, a simple regression is made to the prospects of the banking industry and the profitability of banks, and the positive relationship is proved. Finally, some suggestions are put forward for the development of inclusive finance in China. 


Commercial banks, Inclusive finance, scientific and technological progress

Cite This Paper

Yongquan Tang. Research on the Development of Inclusive Finance in China's Commercial Banks. International Journal of Frontiers in Sociology (2021), Vol. 3, Issue 7: 25-31. https://doi.org/10.25236/IJFS.2021.030704.


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