Small and medium-sized technology-based enterprises have great difficulties in obtaining loans from commercial banks due to their high risk and small proportion of real estate. The birth of supply chain finance facilitates the financing of small, medium and micro enterprises. In recent years, with the continuous development of big data, AI and blockchain technology, the application of supply chain finance has been expanding, which has had a profound impact on the loan business of commercial banks to SMEs. Based on the fintech perspective, this paper will further discuss the application mode of supply chain finance in commercial banks on the basis of analyzing the development status of supply chain finance, and put forward policy suggestions for its future development.  

Yang Yang. Research on Supply Chain Finance Model of Commercial Banks from the Perspective of Fintech. International Journal of Frontiers in Sociology (2021), Vol. 3, Issue 20: 39-43. https://doi.org/10.25236/IJFS.2021.032006.

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