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Academic Journal of Business & Management, 2022, 4(1); doi: 10.25236/AJBM.2022.040116.

Research on Financing Strategies of Commercial Banks to Support Small and Micro Enterprises


Wenping Zhao, Yingying Feng

Corresponding Author:
Yingying Feng

School of Economics and Management, Xidian University, Shaanxi 710126, China


As an important source of economic vitality, small and micro enterprises have made important contributions to the development of the market economy. However, COVID-19 has had a significant impact on economy worldwide, small and micro enterprises are more affected by the impact due to their weak anti-risk. As the main financing supporters, commercial banks should play their functions to support the financing and development of small and micro enterprises. From the viewpoint of systems theory, this paper adjusts the composition of elements and optimizes the connection relationship among the elements, thus realizing the overall improvement of the efficiency of the financing system, and makes prospects and suggestions for the future operation mode of commercial banks.


Systems theory, commercial bank, Small and micro enterprises, financing.

Cite This Paper

Wenping Zhao, Yingying Feng. Research on Financing Strategies of Commercial Banks to Support Small and Micro Enterprises. Academic Journal of Business & Management (2022) Vol. 4, Issue 1: 91-99. https://doi.org/10.25236/AJBM.2022.040116.


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