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Academic Journal of Business & Management, 2022, 4(4); doi: 10.25236/AJBM.2022.040401.

The Influence of Population Aging on Chinese Household Financial Risk


Yidan Hui1, Zhenbo Zhang2

Corresponding Author:
​Yidan Hui

1School of Management Science and Engineering, Central University of Finance and Economics, 100081, China

2School of International Business and Economics, Jiangxi University of Finance and Economics, 330013, China


Based on the data of China's household finance survey in 2019 and Logit binary regression model, this paper discusses the influencing factors of population aging on household financial risk assets from the perspective of empirical analysis. It is found that the holding probability of family financial risk assets by aging population is related to the number of family population. With the increase of family population, it is instructive for the national government to actively guide family residents to allocate assets.


Population Aging, Family Finance, Binary Logistics Regression

Cite This Paper

Yidan Hui, Zhenbo Zhang. The Influence of Population Aging on Chinese Household Financial Risk. Academic Journal of Business & Management (2022) Vol. 4, Issue 4: 1-6. https://doi.org/10.25236/AJBM.2022.040401.


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