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Academic Journal of Business & Management, 2022, 4(7); doi: 10.25236/AJBM.2022.040717.

Discussion on the Reform of the Organizational Structure of My Country's Joint-stock Commercial Banks——Take China Minsheng Bank as an Example


Xiaoyu Zhang, Xiangqiu Li, Gefei Wu

Corresponding Author:
Xiaoyu Zhang

Nanjing Audit University, Nanjing, China


In recent years, my country's financial market has gradually accelerated the pace of opening to the outside world. Domestic banks and foreign banks that only competed internationally have also transformed into direct domestic competition. my country's joint-stock commercial banks have a short history of establishment and an old core system. A series of reforms have been carried out, but many deficiencies are still exposed in the current international integration. In order to better adapt to market demand and international demand, it is imperative to reform the organizational structure of joint-stock commercial banks. Joint-stock commercial banks must establish a new The aim of this paper is to become an informatized and modernized commercial bank with the purpose of serving customers as the center. This paper focuses on the research on the organizational structure reform of my country's joint-stock commercial banks, taking China Minsheng Bank as an example, and deeply analyzes its shortcomings, such as the head office managing branches. , the branch manages the sub-branch, the regionalized management model is easy to form the group of the administrative system, and the corresponding suggestions are given, that is, the principle of change is established, the front, middle and back offices will develop and cooperate together, and the original head office should be properly handled. , the relationship between branches and sub-branches. In the reform, the original departments should work together to achieve a smooth transition without affecting the business situation of the year. In this way, we can explore a reform road belonging to China's joint-stock commercial banks. It provides some theoretical reference for China's financial construction and bank construction.


Joint-stock commercial bank; China Minsheng Bank; reform

Cite This Paper

Xiaoyu Zhang, Xiangqiu Li, Gefei Wu. Discussion on the Reform of the Organizational Structure of My Country's Joint-stock Commercial Banks——Take China Minsheng Bank as an Example. Academic Journal of Business & Management (2022) Vol. 4, Issue 7: 99-104. https://doi.org/10.25236/AJBM.2022.040717.


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