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Academic Journal of Business & Management, 2023, 5(1); doi: 10.25236/AJBM.2023.050119.

Risk Tolerance in Bank of China JSC


Peng Boyao

Corresponding Author:
Peng Boyao

Narxoz University, Kazakhstan, 050035, Almaty


Today, the banking environment presents unprecedented challenges to successfully manage risk and build a platform to achieve predictable and sustainable returns. Even in a tight economy, banks were able to effectively perceive risks and respond to them in a timely manner. Of course, there were notable cases when banking organizations in Kazakhstan did not sufficiently identify existing risks or responded to them insufficiently effectively. As practice shows, these results are not only unfavorable for banks, but also for the industry as a whole. That is why there is a need to consider the concept of risk tolerance as a tool that allows you to determine the maximum level of risk that the bank considers optimal to achieve its goals. The purpose of this article is to determine risk tolerance, as well as the possibilities of its assessment at the present time. The object of the study is the second-tier bank "Bank of China Kazakhstan" JSC. The subject of the study is the assessment of risk tolerance in Bank of China Kazakhstan JSC.


risk tolerance, risk assessment, banks, credit risks, limits

Cite This Paper

Peng Boyao. Risk Tolerance in Bank of China JSC. Academic Journal of Business & Management (2023) Vol. 5, Issue 1: 134-137. https://doi.org/10.25236/AJBM.2023.050119.


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