Academic Journal of Business & Management, 2023, 5(4); doi: 10.25236/AJBM.2023.050416.
School of Economics, Shandong Normal University, Jinan, China
The financing difficulties of small and medium-sized enterprises have always been the main obstacle in the growth process of small and medium-sized enterprises. Meanwhile, the trial and error costs hidden in different stages of development in the growth process of small and medium-sized enterprises are also hindering the development of enterprises. This paper analyzes the enterprise side factors of financing difficulties of small and medium-sized enterprises and the different growth stages of small and medium-sized enterprises that may generate large trial and error costs, and puts forward the scheme of using fintech to alleviate the financing constraints of small and medium-sized enterprises and reduce the trial and error costs of small and medium-sized enterprises from the aspects of enterprises, banks and governments.
Fintech; Small and medium-sized enterprises; Trial and error cost
Huang Zaihua. Practical path of SME financing problems from the perspective of fintech. Academic Journal of Business & Management (2023) Vol. 5, Issue 4: 98-102. https://doi.org/10.25236/AJBM.2023.050416.
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