Planning and Finance Department, Ningbo College of Health Sciences, Ningbo, China
The rapid development of Internet finance has spawned a number of non-compliant campus lending platforms. These illegal institutions or platforms take advantage of the immature consumption concept and lack of discernment of college students under the banner of solving urgent needs, resulting in them falling into tremendous economic pressure, which undoubtedly buries major hidden dangers for their academic development and mental health. Accordingly, the causes and harm of illegal campus loans are analyzed from the perspective of financial security, and the widespread popularity of illegal campus loans has sounded the alarm for college students. Subsequently, the current situation of the management of financial support for university and college students is intensely studied, and the ways to optimize the management are explored, which may provide a new idea for contemporary college students to meet their necessary expenses through financial support for university and college students, such as part-time study, student loans, bursaries.
Illegal campus loans; financial support for students; financial security
Xiaoxiao Zhu. Research on the Optimization Path of the Management of Financial Support for University and College Students from the Perspective of Financial Security—Reflections on the Illegal Campus Loan. Academic Journal of Business & Management (2023) Vol. 5, Issue 6: 1-5. https://doi.org/10.25236/AJBM.2023.050601.
 Zhao Ruoming. Research on the Causes and Risk Prevention and Control of "Illegal Campus Loans" — Based on the Perspective of Social Governance [J]. Economic Research Guide, 2020, (30): 71-72.
 Wang Jinrui. Research and Analysis on the Management and Use of Financial Support For University and College Students: Based on the Analysis of Changes of Student Support in the Ten Years from 2006 to 2016 of University of Science and Technology Beijing [J]. Education Finance and Accounting Research, 2019, 30(01): 80-93.
 Qu Lili. Innovation of Precise Funding Management Mechanism for Universities Based on Blockchain Concept [J]. China Education Informatization, 2021, (11): 54-57.