Welcome to Francis Academic Press

Academic Journal of Business & Management, 2023, 5(6); doi: 10.25236/AJBM.2023.050608.

Discussion on the value-added space of digital transformation of insurance industry


Zhu Xuheng

Corresponding Author:
Zhu Xuheng

College of Economics, Guangxi University, Nanning, Guangxi, China


With the rapid development of digital economy, it has had a huge impact on all walks of life. How to promote the high-quality development of insurance industry through digital transformation, build a new pattern of digital finance that adapts to the development of modern economy, continuously improve the ability and level of financial services to the real economy, and effectively prevent and resolve financial risks. This paper discusses the value-added space of China insurance industry under the digital economy from three angles: business management, data ability and scientific and technological ability.In this paper, the development status of China insurance industry is sorted out, and relevant suggestions are provided for the future development direction, with a view to the continuous development and progress of China insurance industry, which can better stabilize the economy, promote economic development and protect the legitimate rights and interests of the people.


Insurance industry, Digital transformation, Value-added space

Cite This Paper

Zhu Xuheng. Discussion on the value-added space of digital transformation of insurance industry. Academic Journal of Business & Management (2023) Vol. 5, Issue 6: 51-56. https://doi.org/10.25236/AJBM.2023.050608.


[1] Wu Xudong, Qin Xiaoling, Li Dan. Discussion on digital transformation and innovation of commercial insurance operation services [J]. China Insurance, 2022(02): 45-48.

[2] Tang Jincheng, Licensing. Coping Strategies of Property Insurance Industry in Digital Economy Era [J]. Hainan Finance, 2020(11):66-77.

[3] Chen Hui. The Value of Insurance Technology: Empowerment, Capacity Enhancement and Productivity [J]. China Insurance, 2022(04):14-17.

[4] Hao Liang, Du Jin Xiang. Analysis of the impact of digital economy on China's insurance industry [J]. Investment and Entrepreneurship, 2021, 32(17):56-58.

[5] Lin Li. Countermeasures of the insurance industry in the era of digital economy [J]. China Insurance, 2018(11):30-33.

[6] Wang Renzeng, Huang Xiaoying. An Empirical Study on the Influence of Digital inclusive finance on Family Commercial Insurance Demand [J]. Journal of Northwest University for Nationalities (Philosophy and Social Sciences Edition), 2021(04): 123-137.

[7] Liu Dongjiao, Zhuang Pengtao. Digital inclusive finance and Family Commercial Insurance Purchase [J]. Consumer Economy, 2021, 37(02):67-78.