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Academic Journal of Business & Management, 2024, 6(1); doi: 10.25236/AJBM.2024.060112.

Discussion on the Current Situation and Problems of Green Credit Development in Jiangxi Province

Author(s)

Pan Xiuqin

Corresponding Author:
Pan Xiuqin
Affiliation(s)

School of Economics and Management, Guangxi Normal University, Guilin, China

Abstract

The report of the 20th National Congress of the Communist Party of China further proposed to "improve the fiscal, taxation, financial, investment, price policy and standard systems that support green development, and develop green and low-carbon industries." At present, green credit in Jiangxi Province has gradually attracted attention from the financial market in recent years. More and more scholars have analyzed and made suggestions on the current situation and problems of green credit development in Jiangxi Province. This article takes the advantages of green credit compared to traditional credit as an entry point to conduct a statistical analysis of the scale data of green credit development, green credit and products and services in the industries where green credit is issued, and green credit policies and regulation. It was discovered that existing problems in the development of green credit include: insufficient inclination of green credit resources in county areas, high risks in green credit investment fields, insufficient reserves of green credit professionals, insufficient diversification of green credit products, and imperfect policy systems. And it put forward corresponding suggestions: increase the resource allocation of green credit in county areas, propose strategies to deal with green credit risks, strengthen the construction of green credit talent teams, develop a variety of green credit products and improve the green credit policy system.

Keywords

Green credit; Green credit risk; Jiangxi Province

Cite This Paper

Pan Xiuqin. Discussion on the Current Situation and Problems of Green Credit Development in Jiangxi Province. Academic Journal of Business & Management (2024) Vol. 6, Issue 1: 85-93. https://doi.org/10.25236/AJBM.2024.060112.

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