Academic Journal of Business & Management, 2024, 6(2); doi: 10.25236/AJBM.2024.060240.
Xiyu Yang
Department of Business Administration, Xi'an International Studies University, Xi'an, 710128, China
Based on data from 10 prefecture-level cities in Shaanxi Province from 2016 to 2020, this paper used the DEA-BCC model to conduct an empirical study on the effectiveness of digital inclusive finance in promoting regional development in Shaanxi Province from a static perspective. The results show that within Shaanxi Province, the comprehensive efficiency of Xi'an City and Yulin City is in the optimal state, while the average value of the comprehensive efficiency of Weinan City, Hanzhong City, Ankang City, and Shangluo City is lower, and the main influencing factor is scale efficiency. Therefore, there is a need to increase the scale of digital inclusive finance coverage breadth, usage depth, and digitization level in prefecture-level cities with low comprehensive efficiency, and to make relevant recommendations in five aspects: increasing digital infrastructure construction, enhancing financial education and training, optimizing financial product design, promoting regional coordinated development, and encouraging innovation and piloting.
Digital Inclusive Finance; Shaanxi Province; Regional Development; DEA
Xiyu Yang. Study on the Efficiency of Digital Inclusive Finance Enabling Regional Development in Shaanxi Province. Academic Journal of Business & Management (2024) Vol. 6, Issue 2: 281-285. https://doi.org/10.25236/AJBM.2024.060240.
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