Financial markets in nowadays, credit risk management is essential for the operation of the banking industry. This article analyzes the credit risk management strategy of China Construction Bank Guangzhou Branch and its realistic effects. The article describes the importance and practical significance of credit risk management in the overall operation of China Construction Bank. As one of the four major first -tier cities, Guangzhou's branches of the construction bank have typical representativeness. The management strategy of credit risk has obvious policy orientation and realistic representativeness. The operating model and credit risk of credit business reflect the current status of its credit business and the types of credit risk and its influencing factors. It emphasizes the main credit risk management strategy of the Guangzhou Branch of the Construction Bank, and provides a scientific and convenient possibility of the operation and management and operation management of the subsequent Construction Bank. It may have some reference significance for the risk management model of the entire financial system.

Wu Xiaoting. Analysis of Credit Loan Risk Management of China Construction Bank Guangzhou Branch. Academic Journal of Business & Management (2024) Vol. 6, Issue 10: 13-18. https://doi.org/10.25236/AJBM.2024.061003.

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