Zhengxin Law Firm, Haidian District, Beijing 100872, China
The market-based operation of personal credit scoring system institutions provides favorable support for consumer credit service, renders positive effect on the consumer credit market and provides diversified consumer credit services. At present, the problems existing in consumer credit market will be effectively solved through opening personal credit scoring system. This paper further analyzes and discusses the impact of opening personal credit on consumer credit market.
Personal credit scoring system; Consumer credit market; Effects
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