Academic Journal of Humanities & Social Sciences, 2023, 6(11); doi: 10.25236/AJHSS.2023.061105.
Chishan Yan1, Xusheng Zhang2, Jiawei Dong3
1Labor and Social Security, Guangdong Medical University, Dongguan, Guangdong, China
2Humanity and Management College, Guangdong Medical University, Dongguan, Guangdong, China
3Humanity and Management College, Guangdong Medical University, Dongguan, Guangdong, China
This study aims to explore the coupling and coordination relationship between urbanization and insurance industry development in Guangzhou City from 2012 to 2021. By analyzing relevant indices, the study provides recommendations for the future advancement of urbanization and insurance industry development in Guangzhou. Thirteen indicators, including the urban population proportion, per capita built-up area, insurance density, and life insurance ratio, were selected for analysis. Based on these indicators, a systematic coupling model was established to describe the coupling degree and coordination degree of the system. The findings reveal a close linkage between urbanization and insurance industry development in Guangzhou: (1) At the city level, the coupling and coordination relationship between urbanization and insurance industry development has transitioned from a stalemate stage to a harmonization stage, demonstrating an overall positive development trend. (2) At different regional levels, the coupling and coordination of urbanization and insurance industry exhibit distinct geographical characteristics, with significant differences between the northern and southern parts of the city. This discrepancy can be attributed to the relatively lagging development of the insurance industry in these regions. However, in the central region, there is relatively better coupling and coordination between urbanization and the insurance industry. The significance of this study lies in the effective utilization of the coordinated development relationship between urbanization and the insurance industry, which contributes to the improvement of the social security system and promotes the reform and development of new insurance models. It also provides a safeguard for the social risks that may arise during the process of new urbanization construction.
Urbanization, Insurance industry, Coordinated development
Chishan Yan, Xusheng Zhang, Jiawei Dong. Research on the Coupling and Coordination Relationship between Urbanization Development and Insurance Industry Development in Guangzhou City. Academic Journal of Humanities & Social Sciences (2023) Vol. 6, Issue 11: 25-35. https://doi.org/10.25236/AJHSS.2023.061105.
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