Frontiers in Educational Research, 2025, 8(4); doi: 10.25236/FER.2025.080427.
Hua Yanjiao1, Li Lijiao2, Hua Yanling3
1Zhaotong College of Teacher Education, Zhaotong, 657000, Yunnan, China
2School of Land Science and Technology, China University of Geosciences (Beijing), Beijing, 100083, China
3Yunnan Normal University Experimental High School, Kunming, 650031, Yunnan, China
With the accelerated development of the "Internet +" model, derivative products related to Internet finance have also entered our daily life, playing an important role. At the same time, Internet finance has gradually expanded its business to the campus, and the university campus credit business has developed rapidly, spawning the product of "campus net loan". Since the "campus network loan" is targeted at college students who have no source of income, there are some bad online lending companies through false propaganda, luring students to consume in advance, so that students can not afford to pay the loan, but under the students are forced to fall into the campus "routine loan", and then there are many phenomena such as high-interest lending, illegal business, violent collection, etc. It has a bad impact on students, families, schools and society, so it is urgent to solve the problem of "routine loan" on college campuses. This study will analyze the causes of campus "routine loan", from the perspective of ideological and political education and management in colleges and universities, with ideological and political education means to put forward feasible solutions.
Internet, Campus "routine loan", counterplan
Hua Yanjiao, Li Lijiao, Hua Yanling. Research on the Current Situation and Countermeasures of "Routine Loan" in Local Colleges and Universities under the Background of Internet. Frontiers in Educational Research (2025), Vol. 8, Issue 4: 186-192. https://doi.org/10.25236/FER.2025.080427.
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