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Academic Journal of Humanities & Social Sciences, 2020, 3(9); doi: 10.25236/AJHSS.2020.030918.

Research on the Pull Effect of Inclusive Finance on Employment——Empirical Analysis Based on SINOSURE Jiangsu Branch

Author(s)

Jie Zhu

Corresponding Author:
Jie Zhu
Affiliation(s)

School of Economics and Management, Nanjing Polytechnic Institute, 210048

Abstract

As the only policy credit insurance company in China, SINOSURE has played a good role in promoting employment by expanding the support scale of Inclusive Finance business to small and micro export enterprises. Based on the actual situation of Jiangsu Province, this paper investigated the situation of SINOSURE Inclusive Finance supporting the employment, and tested the correlation and causality of Inclusive Finance on employment promotion effect from the overall and sub industry levels. On this basis, this paper constructed the Employment Pull Effect Model of Inclusive in the policy export credit insurance aspect. Through the empirical study, we got the following conclusions: SINOSURE Inclusive Finance had a significant pull effect on employment; the number of employment driven by Inclusive Finance was significantly affected by industry factors; the higher the underwriting penetration rate of Inclusive Finance and the wider coverage of enterprises, the better the employment pulling effect was. In order to further improve the development level of Inclusive Finance and promote the impact on employment, SINOSURE can do a good job in promoting Inclusive Finance business; enhance the gold content of Inclusive Finance policy, and create new highlights of Inclusive Finance.

Keywords

Inclusive Finance, SINOSURE, Export Credit Insurance, Employment, Employment Pull Effect Model

Cite This Paper

Jie Zhu. Research on the Pull Effect of Inclusive Finance on Employment——Empirical Analysis Based on SINOSURE Jiangsu Branch. Academic Journal of Humanities & Social Sciences (2020) Vol. 3, Issue 9: 162-175. https://doi.org/10.25236/AJHSS.2020.030918.

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